The QILDRO is placed in the member’s record. When an affected benefit or refund becomes payable, TRS sends notice to the alternate payee at the last reported address on file with TRS. Before TRS can begin processing payment, the alternate payee must return an address verification and withholding election form.
What if TRS has not received a Calculation Order?
For percentage QILDROs, TRS must receive a Calculation Order to pay the alternate payee. The member, alternate payee, and attorney(s) of whom TRS is aware will receive benefit information from TRS when an affected benefit or refund becomes payable. This information may be helpful in preparing the Calculation Order.
When preparing a percentage QILDRO, decide who will be responsible for obtaining the Calculation Order and sending a certified copy to TRS. Remember, the alternate payee will not receive payment from TRS based on a QILDRO percentage until a Calculation Order is received for that percentage.
Monthly retirement benefit
When a retirement benefit subject to a percentage QILDRO becomes payable and no Calculation Order has been received, TRS will hold the alternate payee’s anticipated payment and begin paying the member’s monthly retirement benefit, less the amount held for the alternate payee. After the Calculation Order is received, TRS will adjust the amounts to agree with the Calculation Order and begin paying the alternate payee. If TRS cannot determine an anticipated payment based on the QILDRO, payments to the member and the alternate payee will be held until the Calculation Order is received.
Refund or lump-sum death benefit
When a refund or lump-sum death benefit subject to a percentage QILDRO becomes payable and no Calculation Order has been received, TRS will hold the affected refund or death benefit until the Calculation Order is received.
What if the alternate payee is missing?
It is the alternate payee’s responsibility to maintain a current mailing address on file with TRS to receive payment. TRS will not search for a missing alternate payee, other than sending notice to the last address reported to TRS. If the alternate payee’s location is unknown when a benefit or refund becomes payable, funds otherwise payable to the alternate payee may become payable to the member under certain circumstances.